Working on Your Credit? Just Say No!!! Blog #6

As your score rises (especially beyond 600's) They (lenders/ creditors) will start THROWING money your way.... DONT TAKE IT  until you've reached your goal & ready for the business/ house loan that you are seeking.

 Remember, More credit in means more payments going out. 

If you are building your credit then you do want to have a few open lines of credit. Do not go overboard. Your existing creditors will offer a line increase after showing consistent on time payments. 

For those that are doing a credit reatart. Keep rebuilding your credit by pay on time with those open lines that you do have. Trust Me! The overload of wealth is coming.... But Don't just get every offer Now!!! (Many have high interest rates) 

Over time you will see line offers rise from basic starter cards of $300 to later receiving card offers with thousands! Get Only what You Need NOT what you want.... YET. 

See you all at the top! We Got This!!! ♥️😘

-Phi 💅🏾